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Rank is a Winter 2022 Y Combinator company that offers an iPhone finance app for people who want to save, send money, and manage shared finances in one place. The company says it is built for community-based money management, with tools for goals, savings plans, group saving, and investing. It also describes Rank as a wealth platform for users who want structured ways to build money habits and coordinate finances with trusted circles. (ycombinator.com; userank.com)
According to Rank’s website and App Store listing, the app centers on four main features: savings goals, Tribe, Money Circles, and payments. Tribe lets users create a private financial community to save toward shared goals and split expenses. Money Circles is presented as a modern version of ajo, with structured contributions and lump-sum payouts. Rank also says users can send and receive money from Nigerian banks, buy airtime and data, and pay bills in the app. (userank.com; apps.apple.com)
The app is aimed at people in Nigeria and, more broadly, users who save or pool money with family, friends, colleagues, or other trusted groups. Rank says its products are designed to make saving more disciplined and community-based, while also offering investment options and financial guidance. The App Store description adds that users can set goals, automate contributions, and manage money without switching between separate apps. (userank.com; apps.apple.com)
To get the app, download Rank — Bank, Invest, Grow from the App Store. The verified iPhone metadata says it requires iOS 15.5 or later. The listing also shows the app is free, is rated 13+, and is developed by Rank Capital Limited. Rank’s website says the company is licensed by the CBN, while the App Store listing says the app is approved by the FCCPC. (apps.apple.com; userank.com)
Practical limitations matter here: Rank’s payments and bank transfers are described in the context of Nigerian banking, so the app’s core money-movement features are market-specific. The App Store also notes that some features may use location and that the developer has not yet indicated accessibility features. As with any financial app, users should check compatibility, product availability, and the terms attached to savings or investment features before using them. (apps.apple.com; userank.com)
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Rank (formerly Moni) website · Rank – Save, Spend & Send for iPhone · YC company profile
Product information checked November 7, 2026. Availability and requirements can change. The social preview is rendered from the app icon or captures the official app or website.