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Momento Seguros is a Mexico-focused iPhone app from the Y Combinator Winter 2022 batch that lets drivers quote and manage car insurance digitally. On the App Store, the company says users can contract, edit, pay for, and file claims online, while its website frames the product as a faster way to buy and manage auto insurance without paperwork-heavy processes. (apps.apple.com; tumomento.com)
The app is built for private car owners and also includes insurance options for drivers who use ride-hailing apps, plus motorcycle coverage. Momento’s website says the service can quote in about two minutes and that users only need a license plate or vehicle serial number to get started. The site also highlights monthly car insurance pricing starting from $249 MXN per month, which is a company claim rather than a guarantee for every driver. (tumomento.com; apps.apple.com)
In practical use, the company says the app keeps your policy in one place, lets you submit a claim and track it live, manage payments, and get help 24/7. The App Store listing also says the app supports policy purchases and includes in-app updates such as resuming an unfinished quote and paying from a payment link. Those features suggest the app is designed for people who want to handle insurance tasks from their phone instead of by phone calls or in-person visits. (tumomento.com; apps.apple.com)
To use the app on iPhone, Apple lists a minimum requirement of iOS 15.1 or later. The app is free in the App Store, is categorized in Finance, and is rated 16+. Apple also notes privacy disclosures that may include location, contact information, contacts, user content, identifiers, and private information; the developer says accessibility support has not yet been indicated. (apps.apple.com)
The main limitation to keep in mind is that the product description comes from the company and App Store metadata, so pricing, eligibility, and underwriting depend on Momento’s own review and terms. The app is best understood as a digital insurance workflow for Mexican drivers, not a universal auto policy for every vehicle or situation. (tumomento.com; apps.apple.com)
Get the app
Momento website · Momento Seguros for iPhone · YC company profile
Product information checked October 28, 2026. Availability and requirements can change. The social preview is rendered from the app icon or captures the official app or website.