Ever wish you had a more mobile or accessible way to receive payments? Are you looking for an easy solution to accepting credit cards without the hassle that can be associated with it? Square is the answer to these conundrums and more. As one of the hottest finance apps out there, it enables your iPhone (or iPad or iPod Touch) to accept all major credit cards in order to suit your individual or business needs. No contract, monthly fees, or merchant accounts are required in order to use the app — just the Square credit card reader that plugs into your headphone jack (and is sent to you for free in the mail when you register). Once Square is downloaded (again, for free) and you have activated your account, you are fully able to swipe any Visa, MasterCard, Discover, or American Express credit cards and receive payments, simple as that. However, while the services are free to use, the only stipulation is that Square receives 3% of the transaction. However, that is but a minor detail, given the fact that you can accept credit cards anywhere and for any reason. This will make IOUs with friends infinitely easier to settle or avoid, it will open more doors for activities like garage sales, and it will enable you to have more (and more mobile) payment portals at your business. The uses for Square are endless, taking payment possibilities far outside the box.

Everyone knows the (fairly) old addage “time is money” and as we get better and better at managing our money, we’re growing more attached to this idea.  But these days money moves so fast and the economy changes so quickly, we cannot keep up.  The stock of a company might take years to build up, and could plummet 25% in the time it takes to get coffee.  To protect investments and make sure that we don’t lose something that has taken years to build up, people need to have immediate and direct access to information regarding the stock market.  Of course there’s an app for that (a free app at that!).

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